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Netto green finance software for forward-looking banks and property owners

Published 9 Sep 2025 · 2 min read
Corner of a brick building with the company name Netto floating in the air

Quick information

  • Available
  • Europe
  • Technology Fintech
  • Clean energy Buildings

At a glance

  • Software helping banks and property owners transform outdated buildings into energy-efficient assets
  • Delivers insights into energy performance, green loan eligibility, climate and transition risk
  • Accelerates green lending and energy efficiency improvements

Netto is a cloud-based, API-driven software platform that helps banks and property owners to assess climate and transition risks, build reliable transition plans, meet evolving sustainability regulations and future-proof commercial property portfolios.

CHALLENGE

Buildings are responsible for 40 per cent of global emissions. As regulations tighten, banks must shift lending toward energy-efficient buildings to stay compliant and reduce climate risk. The process is slow, data-poor and risky.

By helping banks to profit from green finance, Netto drives broader adoption of climate-positive practices across the built environment and financial sector.

SOLUTION

Enabling banks to transform high-risk buildings into green assets

Netto is a cloud-based software platform that helps banks to transform outdated, high-risk buildings into profitable green assets. The platform delivers actionable insights into energy performance, green loan eligibility, climate and transition risk – enabling faster, compliant lending decisions.

Netto integrates seamlessly into banks’ existing systems and customer journeys, and leverages APIs and real-time data to support ESG-aligned lending at scale.

Three smiling men in sweatshirts in front of a modern art museum in Oslo, Norway
The founders of Netto, from left to right: Alexander Sagen, Erlend Bolle, and Børge Astrup.

BENEFITS

Netto platform helps to boost green lending, ESG reporting and efficiency upgrades in buildings

Netto enables banks to grow green lending, reduce exposure to stranded assets and accelerate progress toward net-zero targets. Relationship managers get a practical tool to guide clients, while ESG teams gain confidence in compliance and reporting.

For the environment, this means faster upgrades to more efficient buildings and more capital flowing into sustainable assets.

MARKET POTENTIAL

Growing market for green fintech

European banks hold over EUR 1.4 trillion in commercial real estate lending. With tightening ESG regulations, demand for green finance is accelerating.

Netto is active in Norway, supporting over 5 million m² of buildings, and is expanding across the EU and the UK to help banks to decarbonise their portfolios.

Testimonials

We chose to include Netto in the DNB NXT Accelerator in 2024 because they represent a solid team with experienced founders. In addition, Netto addresses an important topic for DNB, our customers, and the climate.

Maria Archontoulis

Head of Startup Partnerships, DNB

Case studies

Case Study

Netto selected for the DNB NXT accelerator 2024

Advancing the Sustainable Development Goals